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Once obtained, your personal and financial information can be used to access your account and steal money.

Scammers hope to convince victims to reveal their information by using compelling language, such as a need to communicate with you for your own safety or account security.

You unknowingly download a type of malicious software to your computer.

This software is designed to block access to your operating system and all the information stored on your PC until you pay a sum of money to a online criminal.

These accounts may link to fraudulent websites that request your sensitive information.